We offer flexible, affordable, and secure payment options.

Payment Options

We accept cash, check and credit card at the time of your appointment. Clients may also pay online through a secure account link delivered to their email.

Reduced fee options may be available to clients in need for both tele-therapy or in-person appointments.

For billing related inquiries, please email renee@thrivewiththerapy.com

FAQs


How can I determine the cost for my session?

Payment typically depends on your insurance’s contracted rates. If you have any questions after reviewing the Insurance FAQs, please contact us.

What if I am not using insurance?

We will happily provide you with a Good Faith Estimate. Learn more below.

Affordable Therapy

Thrive Postpartum, Couples and Family Therapy is grateful to offer reduced fee options for clients in-need residing in Illinois via tele-therapy or in-person with one of our highly skilled interns.

You have the right to receive a “Good Faith Estimate.”

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day prior to your medical service or item. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1- 800-985-3059.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the Illinois Department of Insurance at 312-814-2420 or 217-782-4515

You are not alone. Help is available.

Accepted Insurances

Our practice manager will work with you to determine and verify your insurance coverage before your first session.

In-network providers include:

  • Blue Cross Blue Shield PPO

  • Aetna PPO

  • UnitedHealthcare plans, including Optum, UHC, UMR, All Savers, Golden Rule, and select Oscar plans.

FAQs

  • We are happy to see you and want you to know that you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the Illinois Department of Insurance at 312-814-2420 or 217-782-4515.

  • We are happy to see you and want you to know that you have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call the Illinois Department of Insurance at 312-814-2420 or 217-782-4515

    How can I confirm that my insurance covers the cost of therapy?

    Call the number on the back of your insurance card and ask: “Is [therapist or practice’s name] in network with [insurance plan]?”

    • If “yes,” ask the following questions:

      • “Do I have a deductible?”

      • “ How much of it has been met?”

      • What is my per session rate ( copay or coinsurance)?

    • If “no,” ask the following questions:

      • Do I have out of network benefits?

      • What percentage am I reimbursed for behavioral healthcare out of network?

    As a courtesy, Thrive Postpartum, Couples and Family Therapy will attempt to verify and file your claim with your insurance carrier. Please note, verification is only an explanation of benefits based upon information that we received from your insurance carrier. It is not a guarantee of payment.  

    If you are out of network, we will email you a suber bill after your appointment that you can submit to your insurance company to receive reimbursement.

  • Most insurance plans will only cover “medical” illness and therefore do not pay benefits for couples therapy. Contact your insurance company directly to ask if you have coverage for couples therapy.  Be sure to ask for details about in-network versus out-of-network coverage.  If you or your partner are dealing with anxiety, depression, and or another mental health illness than insurance can most likely be used.